Personal Data
Personal data means any data which means any data or information about you from which you can be identified. This can include information like your name, NRIC Number, contact information, email addresses, telephone number, marital status, photographs or financial information like bank account statements and credit cards.
Collection, Use and Disclosure
SIM generally do not collect your personal data unless it is provided to us voluntarily by you or your authorized representatives and who have been notified of the purpose for which the data is being collected and for which we have obtained your written consent to collect and use your personal data or where such personal data may be used without consent as provided by the PDPA.
SIM may collect your personal data for any of the following purposes:-
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Performing all the obligations in the course of our provision of the services/ goods requested by you;
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Verifying your identity (including conducting credit checks)
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Responding to, handling and processing requests, applications, complaints and feedback from you;
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Processing and/or obtaining of any loans from any financial institutions as may be required by us.
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Processing payment or credit transactions;
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Sending you marketing information about our goods and services
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Complying with any applicable laws, regulations, codes of practice, guidelines, rules
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Any other purposes for which you have provided the information
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Transmitting to any unaffiliated third parties, including our third-party service providers and agents, and relevant governmental and/or regulatory authorities whether in Singapore or abroad, for the aforementioned purposes; and
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Any other incidental business purposes related to or in connection with the above.
The purposes listed above may continue to apply in situations where your relationship with us has been terminated.
Withdrawing your Consent
Your consent for the collection, use and disclosure of your personal data will remain valid until as such time you withdraw it in writing. You may do so in writing to our Data Protection Officer and the processing of any such request may require a reasonable time to effect on our part and upon receipt of such request.
Access to and Correction of Personal Data
If you wish to access your personal data, you may do so by request in writing to our Data Protection Officer. A reasonable fee may be charged for such request.
We will respond to your request within a reasonable time of receipt of your request in writing and generally not later than 30 days.
Protection of Personal Data
SIM takes all reasonable steps to protect your personal data both internally and to our authorized third-party service providers and agents. However, no method of transmission of your personal data can be completely secure or guaranteed.
Accuracy of Personal Data
SIM generally will rely on the personal data provided by you as being current, complete and accurate. If there are any changes please update us in writing.
Retention of Personal Data
SIM may retain your personal data for as long as is necessary and to fulfil the purpose for which it was collected. We will cease to retain your personal data as soon as it is reasonable to assume that such retention no longer serves the purpose for which the personal data was collected.
Collection, Use & Disclosure of NRIC & Other National Identification Numbers
From 1 September 2019, SIM will not be allowed to collect, use or disclose NRIC / FIN / Work Permit / Birth Certificate numbers or copies of the identification document containing these national identification numbers unless:
– Required under the law; or
– Necessary to accurately establish or verify the identity of the individual to a high level of fidelity
SIM have assessed the above ruling and will only collect NRIC and other national identification numbers which falls under the abovementioned permitted reasons. Some of the areas where we may continue to collect NRICs include, but are not limited to, the following:
– Credit checks
– Employment purposes
Data Protection Officer
Our data protection officer can be contacted at the following manner;
Email address : info@skylinemgt.com.sg
Contact : 6309 3479
Address : 2, Jalan Kilang Barat, #04-01, Singapore 159346
Effect of Policy and Changes to Policy
This Policy applies in conjunction with any other policies, contractual clauses and consent clauses that apply in relation to the collection, use and disclosure of your personal data by us.
SIM may amend the terms of this Policy at any time by reasonable notice [including without limitation by posting the revised terms on our website, http://www.skylinemgt.com.sg, under “Privacy Statement”. Your continued use of our services constitutes your acknowledgement and acceptance of the amendments, and the amended terms will thus be binding on you.